Well hello to you 🙂
I hope you’re doing as well as I am today!
I’m super excited, I launched my online sticker shop on July 1st.
You can check it out at www.boutiqueneigeetnoixdecoco.com
If you were to lose your employment tomorrow, would you be able to maintain your way of life and meet all your obligations for the next three months?
The emergency fund is an amount of money that we put aside and that we can access easily without any delays. It’s an umbrella for financial thunderstorms. I really think that everybody should have one.
If you finally want to be able to put money aside I will share with you a little trick I learnt along the way. With life and all the unexpected expenses, everybody, at one time or another has gotten caught at least once with some unforeseen expense that was not calculated in their budget. Sometimes, even the expenses that are expected are hard to handle.
When Christmas arrives, it’s always surprising how fast the bills keep adding up. Even though, Christmas arrives on the same date each year, it should not be a surprise. Just like the snow tires, dentist, birthdays, back to school…
No matter how hard we try to be prepared and keep a little aside for unforeseen expenses and still keep some money for the foreseen ones. It’s very hard to keep the money in the bank so it is there when we need it….